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Frederick Gordon
Frederick Gordon

Home Buying Meme

You see, I have 63 boards, 703 pins, and ONE pin accounts for 80% of all my Pinterest impressions. It is NOT part of my TOP 50 REAL ESTATE MEMES LIST. If your curious I am going to ask you to subscribe to my website. I promise you this post has 50 completely original memes to enjoy and you can browse all of them registration free.

home buying meme

Real Estate Meme Marketing Tip Number One: Use humor to describe your daily activities. Stories using memes are relatively widespread, as many of these memes were used that way originally.

If there is competition from deep-pocketed investors, the theory goes, families get priced out of home-buying markets. I talked about this at length in a previous piece earlier this month, but the run-up in home prices is almost entirely due to a lack of inventory. There are a variety of reasons for this: builder trepidation after 2008, zoning laws that restrict home construction, a lack of preparedness for a pandemic surge in home-buying demand, and even a squeeze that shot up lumber prices, though that has mercifully dissipated. Investor activity is really only a small part of that.

From its founding, what with the emphasis on individual self-determination, it seems only natural that the United States would foster an ideology of home ownership. By owning their own property, farmers on the expanding frontier could be free of the feudal oversight of landlords and control their own destinies. Of course, farms are both home and business, which further encourages ownership on the part of their occupants. As historian Lawrence Vale has pointed out, by the second half of the nineteenth century, more and more Americans were living in towns and cities, and fewer were living where they worked. Nonetheless, the frontier mentality still held, and the idea of home ownership as a good, American thing remained common. Although only 7 percent of Bostonians were homeowners in 1880, that figure rose to 25 percent by 1900 and 35 percent by 1910. This increase was made possible by the development of new neighborhoods and suburbs away from the original city center.

The power of the home ownership meme helped make some people exceptionally vulnerable to predatory lenders during the housing boom. There is nothing new about lenders who prey on the desperation of their clients: loan sharking has long been a cornerstone of organized crime, payday lenders and check-cashing services make their money on people who need their money sooner rather than later, and pawnbrokers have been around forever. But lenders for buying houses are different, or at least they used to be. To paraphrase one British banking executive, during the sub-prime lending boom, it was as if mortgage lenders changed from being like doctors, with the best interests of the client (at least in terms of the ability to actually pay for a loan) at the forefront, to being like bartenders, plying customers with more and more whether or not they could handle it. Statistics during the housing boom in the United States showed that subprime loans were most common in the most overheated housing markets of California, Florida, Nevada, and Arizona, where they accounted for between five and ten new mortgages per one hundred housing units in 2005. Subprime loans were also disproportionately concentrated in zip codes with larger African American and Hispanic populations.

To be in a position to obtain a mortgage, even a subprime one, buyers usually have some income and are almost certainly not homeless. They are far from hitting economic rock bottom; although they may be poorer or have worse credit than average, they are not conventionally financially desperate. During the boom, the vulnerability of subprime borrowers to their lenders was not based on an immediate need of financial rescue or resolution. Instead, they were seduced by cheap credit, or at least money that looked cheap (remember money illusion), and the possibility of substantial financial gains in a booming housing market.

Meme coins are cryptocurrencies that have been produced as a lighthearted joke. Nevertheless, some meme coins have ballooned in value, gained multibillion-dollar market caps and garnered celebrity endorsements.

Numerous other meme coins were created in the hope of creating their own communities and sky-high valuations, but this year has seen prices across the market return to earth, with meme coins among the hardest hit.

According to Zauman, meme coins are usually promoted by their creators on social media platforms to create initial hype and drive up the price. After that, the price may continue to go up if the coin manages to create a strong community.

Not only are prices extremely volatile, with many meme coins falling 99% or even to zero in the current bear market, but many accusations of foul play and bad intentions against creators, who are often anonymous.

Ah, the lowly household essential that is toilet paper. Once a commodity you only thought about buying halfway through your last roll, it's now flying off shelves faster than you can say "quarantine." We're not here pretending the current situation isn't serious, especially for our hygiene, but at least we can have a few laughs about it, right?

Sport-gambling portal and meme stock DraftKings (DKNG) and cloud-computing provider Procore Technologies (PCOR) have never reported quarterly profits since coming public. But both have joined the elite IBD 50 list and are approaching buy points in nearly identical six-month cup bases. DKNG traded 2.8% lower while PCOR shed 0.7% into Tuesday's close.

Procore mutual fund buying has risen in each of the last three quarters, from 230 in Q1 of 2022 to 364 in Q4. In addition, the stock has posted double-digit sales growth in each of the last seven quarters.

On the flip side, funds remain skeptical about DraftKings, with nearly 300 jumping ship in 2022. However, last week's strong earnings and buying volume will force many institutions to take a second look at this pandemic-era meme play.

The main problem with meme stocks is that it can be difficult to predict which ones will take off and how long the ride will last. In the case of GameStop, the ascension happened quickly and the comedown was even faster. Investors who were hoping for a long-term rise in pricing may have been disappointed by how quickly it reversed.

Also, keep in mind any restrictions a brokerage may place around meme stocks. At the peak of the GameStop trading frenzy, for example, online trading app Robinhood limited the number of shares investors could trade. While those limits were eventually eased, you may want to avoid a situation where your brokerage could cap your ability to trade.

Investing in meme stocks could pay off, at least in the short term, though there are some risks to keep in mind. They certainly add some excitement to your investment portfolio and, for a certain type of investor, tend to sharply focus the mind. But the risk is that their price movements tend to be driven more investor speculation than fundamentals. Whether the meme stock will become a permanent fixture of the markets remains to be seen. In short, buyer beware.

The meme stock craze, driven largely by investors on social media platforms and in online forums like Reddit, caused certain stocks to go viral. Perhaps the most famous was the WallStreetBets Reddit thread that encouraged people to buy GameStop and AMC Entertainment stock at the beginning of 2021.

Meme stocks refer to a select few stocks that gain sudden popularity on the internet and lead to sky-high prices and unusually high trading volume. While some Reddit traders were able to make a lot of money in a short amount of time by buying and then selling AMC and/or GameStop at the exact right moment, investing in meme stocks is generally very risky.

A meme stock's value is a result of its hype on social media and not necessarily the company's performance. Though there is a potential for monumental gains, meme investors are more likely to experience potentially bigger losses as the stocks become overvalued and their price dramatically plummets.

Though the idea of amassing crazy wealth overnight is obviously appealing, the reality is that the odds are heavily stacked against anyone trying to outsmart the market. The meme investors who walked away with a lot of money were arguably just very lucky. This kind of trading is ultimately not that much different than gambling.

Your Real Estate agent should be excited and interested about their work! This is one of the best ways to guarantee that you are going to receive top-notch service. An agent that in interested and passionate about their work is going to be up-to-date with all the market trends and technologies. Their enthusiasm will liven your experience and make your home selling/buying that much better.

Even after that magical moment occurs, there are still going to be some bumps in the road. We are in an up market with low inventory, so multiple offer situations are going to happen. My advice, keep calm and turn to your Realtor. They are experienced at finding out what you should offer, putting in the right contingencies, and negotiation. A lot of people think that the hardest part of the job for a Realtor is finding the home. In reality, the real work starts after the home is found.

This realtor meme wants you to remember that being efficient is a good thing. Do you want to sit on that house for another six months so you feel like you got your money's worth? We didn't think so. @jeffosbornrealtor

It doesn't matter if they are talking about cleaning the house, the fact that the dog is house broken or if you need to get out of the house, if you hear that magic word under any circumstance, you know this realtor meme is true. @broker.jordandeyoung

Cut to: The next realtor meme where we see this realtor's actual car and she is taking a bunch of "Open House" signs out of the trunk and lugging them up a ridiculous hill in heels. @v.a.leadgenerators 041b061a72


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